Vergelijkbare opleidingen
Opleiding: General banking course
Leerdoel
In this course you will learn how banks and the banking sector function, what risks banks take and supervision upon the bankingsector is organised.
You will learn:
- to understand what are the most important activities of banks
- how financial markets function
- to analyse the balance sheet and P&L of banks
- how home land and cross border payments systems are structured
- the risks that banks run and how banks measure and manage these risks
- what return criteria matter for banks
- how banking supervision is dealt with by the monetary authorities
- how central banks safeguard purchasing power and price stability for the euro.
Doelgroep
- bank employees in the first phase of their carreer inside banks, whom have had education at academic level or HBO level
- employees of companies in the financial services sector, providing services to banks, ICT companies, accountants firms and advisory bureaus
- employees of regularatory authorities
Programma
The General Banking Course consists of the following four modules.
A: The core activities of banks
- Banking in the Netherlands
The role of banks in the economic process and of the most important Dutch banking institutions. - Consumer banking services:
The most important services banks provide to consumers: loans, savings, investments and payments and an oversight of the distribution channels which are used by banks. - Wholesale banking services:
The most important services banks provide to the business world: finance, treasury, payments and cash management, investment banking, trust and financial risk management. - Financial markets
Role and functioning of financial markets and the role of the dealing room inside banks.
B: Commercial aspects of banking
- The balance sheet and P&L of a bank.
How are the activities of the banks be reflected in their balance sheets and their income statements following IFRS guidelines? - Attribution of interest income
How do banks attribute net interest income to the different business units? - The risk return relationship
How can a the bank calculate its return and how does it determine its target return on capital? - How does the management of a bank weigh risk against return?
C: The organisation of the banking industry
- The monetary policy of the European central bank (ECB).
The activities of the ECB in the euro capital markets, with the goal of maintaining the purchasing power of the euro and the price stability in the euro countries. - Banking supervision
The organisation of supervision over banks in the Netherlands. The meaning of the most important supervision regulations. The incorporation of international law in the Dutch law. - Infrastructure of international payment systems.
D: Banking risks and risk management
- Overview of the risk banks are faced with whilst operating their business. Organisation of the risk management function.
- The ways in which risk can be measured and the tools banks can use to manage risk in the field of:
- Credit risk
- Market risk
- Operational risk
- Interest rate risk
- What is the relevance of the Basel II Capital Accords?
Toelatingseisen
The General Banking Course is a self-study course at HBO educational level. Some experience with banks beforehand will help the understanding.
Opleiding kerngegevens